Make the Most of Your Plan Choice

To maximize your benefits from either of MHI’s Part D plans, look into these potential money-saving steps:

  • Use a pharmacy in MHI’s Part-D network. In-network pharmacies will ensure your medications will be available at the lowest price. Click on Select Rx Plan Year 2019 or Essential Rx Plan Year 2019 to locate in-network pharmacies for your FBHP plan.‚Äč
  • Talk to your doctor and your pharmacist about the possibility of  replacing your brand name drugs with preferred generic drugs. These will cost you the least. If preferred generic drugs are not appropriate or available, investigate generics, even if they’re not part of MHI’s preferred list.
  • Farm Bureau Select Rx Plan offers preferred pharmacy cost sharing at no additional cost to the member. For Plan Year 2019, Farm Bureau Select Rx's Preferred Pharmacy network utilizes Kroger and Walmart as its two preferred pharmacies.
  • To find out about specific generic and brand name medications that are on MHI's drug list click on Farm Bureau Select Rx or Farm Bureau Essential Rx under Plan Documents. 
  • See if you qualify for Medicare’s Extra Help program. Medicare beneficiaries with limited incomes may qualify for the Medicare Part D “Extra Help” program. This is also known as the Low Income Subsidy (LIS) program.
    The program was created by the Social Security Administration to help people with limited incomes pay for prescription drugs. If you qualify for Medicare Part D Extra Help, you will pay less in drug premiums and copayments or coinsurance. You also will be covered during the Coverage Gap (the “Donut Hole”), and you will not have to pay late enrollment penalties.
  • For more details and information on the LIS Extra Help Program, click here.
  • See if you qualify for MHI’s Medication Therapy Management Program (MTM). Depending on your health conditions and circumstances, you may be invited to participate in a program designed for your specific health and pharmacy needs. Participation is optional, and you may choose not to participate. However, this program offers participants direct access to additional qualified resources and health care professionals to help them better manage their health and health care expenses.