MHI – Medicare Blog

Q: Why should I do a Part D plan comparison every year?

Monday, October 7, 2019

A: Part D plans have an opportunity to change the drugs they cover as well as their premiums, deductibles and copay amounts every year. 

Q: How Can I Find Out If Medicare Considers Me A Higher Income Beneficiary?

Monday, September 30, 2019

A: You do know why that’s important, right? Everyone doesn’t pay the same Part B premium. If you make more than $85,000 (or $170,000 if you are married and filing jointly), you will pay more, sometimes much more, than the standard $134/month Part B premium.

Medicare Myth: My Medicare card will come automatically in the mail. All I need to do is wait for it.

Monday, September 16, 2019

You might be waiting for an awfully long time. Some people will automatically receive their Medicare card in the mail. The rest of us will actually have to take some action to get our Medicare cards.

Q: How do I know which facility is best?

Monday, September 9, 2019

A: Use one of the “compare tools” on to find a nursing home, hospital, home health care provider, dialysis facility, medical equipment supplier or long-term care hospital that best fit your needs.

Q: Aren’t there some exceptions to the Medigap underwriting process?

Monday, August 26, 2019

A: You won’t have to go through medical underwriting (in other words, answer any medical questions) if you apply for your Medicare Supplement (also called Medigap) plan within six months of your Part B effective date.

Q: What should I know about the Medicare Supplement underwriting process?

Monday, August 19, 2019

A: According to , underwriting is a process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.

Q: How will I get my Part D medications if there is a natural disaster?

Monday, August 12, 2019

A: Have you ever thought about what would happen if your medications were lost because of a natural disaster?

Q: I finally got approved for Social Security Disability (SSDI). When do I get Medicare?

Monday, August 5, 2019

A: People who qualify for Medicare based on disability typically wait 29 months for Medicare coverage to begin. 

Q: What is the difference between an HMO and a PPO?

Monday, July 29, 2019

A: Although both HMOs and PPOs use provider networks, you’ll want to understand the differences between these two types of insurance.

Q: When is the best time to buy a Medicare Supplement Plan?

Monday, July 22, 2019

A: The best time to buy a Medicare Supplement plan is when you are not required to go through the medical underwriting process (answer questions about your health). You don’t have to answer any medical questions if you purchase your supplement plan within six months of your Part B effective date.  

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